Interview
How a credit committee actually reads you
A veteran corporate banker on the afternoon your file gets, and why the memo is half written before you walk in.
Perspectives
How capital actually reads a business
Interviews, opinions and write-ups on the way investors, banks and committees form a view. Nothing is for sale on these pages.
Interview
Audited is not the same as clean
A practice auditor on one-offs, owner add-backs, and the profit an investor will actually underwrite.
Essay
The Last Expensive Thing
Single-domain genius is being commoditised. What stays expensive is the combining of fields.
More perspectives are on the way. In the meantime, request a diagnostic.